Bovard Anderson’s
Tammy Palermo says that “flexibility is the key to my work
so I can be home each day for my children after school.”
Tammy has seen time and again how flexibility can help home buyers
and sellers overcome obstacles that might seem insurmountable. She
often applies creativity to how purchases are financed, which most
competitors cannot do because it requires an unusual depth of knowledge
of financial and legal concepts.
She once worked with a couple who wanted to buy a house that had
been on the market for three years. The seller would not budge on
the price, and the buyer couldn’t obtain traditional lender
financing. Tammy suggested an innovative approach where the seller
financed the house for several years, and then the buyer would assume
the mortgage. Both sides agreed, and the deal went forward.
Tammy also helped a business executive during his relocation from
Boston to Brighton Twp. He agreed on a $335,000 house, only to find
radon in the property. The deal stalled when no one was willing to
pay for a mitigation system. Tammy got in the middle and persuaded
the relocation company that it was in their best interest to pay
the additional amount, which was small in comparison to the overall
price. “It took perseverance,” she says. “I never
gave up.”
Another time, Tammy helped a single mother with poor credit who
was convinced she would never get to own her own house. Tammy led
her to Housing Opportunities Inc. to obtain counseling and discounted
rates. It took a year and a half for the customer to qualify for
HOI loans. With Tammy’s help, they found a house in New Brighton,
and at the closing, Tammy remembers, “she jumped up and hugged
me. She couldn’t stop smiling.”
Tammy has two children. She is an active
members of the Beaver United Methodist Church, where she serves
on the Pre-School Board, helps coordinate social programs and has
been a Sunday School teacher. She also has been president of the
Kiddie Korner day care center board for many years.
|
